Scott: I would like to express my thanks for the work you have done for me over the last few years. Not only have you given me sound and sensible advice but you have also helped two of my sons with their financial and career decisions, which I have greatly appreciated. The expertise and attention to detail with which you have handled my financial affairs could not be faulted. Particularly reassuring to me is my feeling of certainty in the absolute integrity of your dealings with me. Last year my work opportuni- ties changed and I sought your services to advise me on planning for my financial security and super- annuation. Since that time I have had several discussions with you and your new found assistant with superannuation, Kiri which has served a number of purposes including my retirement expectations. This was achieved in a very professional manner, while at the same time putting me totally at ease. You make me feel like I am the most important person you help, and the astute advice you have provided has already led to significant savings. You are always happy and engaging but at the same time, I am never in doubt of your professional acumen. You always explain everything thoroughly using language that I can understand, and I never feel uncomfortable asking questions or expressing an opinion. I appreciate the support both you and Kiri have provided and have come to consider you as my friends. Thank you!